Modesto Bankruptcy Lawyer Blog

California officials scramble to move larger boats out of local marinas to keep them from being damaged from waves created by the 9.0 magnitude earthquake that hit the northeastern coast of Japan. Japan's recent natural disaster left millions of residents homeless and with nothing, after having experienced the latest tsunami with no warning and no preparation.

Modesto bankruptcy lawyers recommend California residents prepare themselves for natural disasters as we are vulnerable to the same type of events.

The effects of the earthquake in Japan have made its way to the California coast and have already caused at least $50 million in damages; that number is expected to increase, reports KY3.

Geology professor and director of the Humboldt Earthquake Education Center at Humboldt State, Lori Dengler, said, "This is an expensive event for California."

The Los Angeles Times reports that there are two types of tsunami threats in California caused by earthquakes: Ones that happen far away, as the one in Japan, and ones that occur closer to home and provide less time to prepare.

The California Earthquake Authority (CEA) asks if earthquake insurance is right for Modesto residents? The CEA recently upped its dwelling coverage to $100,000 with additional living expenses and as much as $15,000 in Loss of Use coverage. A total Guide to Earthquake Insurance for California homeowners is provided in this brochure.

While great strides have been made in the research of the earthquake and tsunami link, much has yet to be learned about how to motivate people in threatened areas to better prepare themselves for the possibly devastating results.

While no amount of planning can completely protect you from a natural disaster, the failure to plan ahead and ensure proper insurance can quickly lead to you and your family to bankruptcy in Modesto.